Flood Damage Restoration Toronto LLC provides professional flood damage assessment for Toronto homeowners and property managers. Accurate damage assessment increases insurance claim approval rates by up to 40% — and reduces the average claim processing time from 45 days to under 21 days.
What Does a Professional Flood Damage Assessment Include?
- Visual inspection: Room-by-room documentation of visible damage to floors, walls, ceilings, and contents with timestamped photographs
- Thermal imaging scan: Infrared cameras detect moisture behind intact walls and under flooring that visual inspection misses — identifying 30% to 50% more damage than visual methods alone
- Moisture mapping: Pin-type and non-invasive moisture metres create a grid map showing exact moisture levels at every 1.5 metres across affected areas
- Water category classification: Determine whether water is Category 1 (clean), Category 2 (grey), or Category 3 (black) — each category requires different restoration protocols and costs
- Scope of work document: Detailed line-item estimate of all required restoration work, materials, and equipment for insurance submission
How Much Does a Flood Damage Assessment Cost in Toronto?
| Assessment Type | Cost (CAD) | Includes |
|---|---|---|
| Standard residential (under 150 sq m) | $350 - $500 | Visual, thermal imaging, moisture map, scope |
| Large residential (150-300 sq m) | $500 - $650 | Full assessment + content inventory |
| Multi-unit / commercial | $650 - $800 | Multi-floor assessment + building systems review |
| Insurance re-inspection | $200 - $350 | Updated moisture readings + supplemental scope |
| Assessment credit | -100% of fee | Applied to restoration contract |
Is a Professional Assessment Necessary Before Filing an Insurance Claim?
Claims filed without professional documentation face 35% higher denial rates in Ontario. Insurance companies dispute scope, question damage extent, and reduce payouts when documentation lacks moisture data. Flood Damage Restoration Toronto LLC formats all assessment reports for direct submission to Canadian insurance adjusters. Toronto homeowners receive printed and digital copies within 48 hours of assessment completion. Call (437) 467-1034 to schedule a same-day flood damage assessment.
Need Flood Damage Assessment in Toronto, Ontario?
Flood Damage Restoration Toronto LLC provides fast, professional service. Call for a free estimate.
Call (437) 467-1034